Our Firm

New York Mortgage, Lending & Finance Law Firm

The principal of the firm, H. Michael Lynch, Esq., has an established reputation representing financial institutions in diverse and complex transactions.  Mr. Lynch began his career in 1988 with the firm of Cullen & Dykman, LLP.  In 1992, he co-founded the firm of O’Boyle, Damanti & Lynch, which provided representation on commercial workouts and foreclosure litigation to Chemical Bank, Crossland Federal Savings Bank, The Dime Savings Bank, Home Savings Bank, Home Savings of America, Manhattan Savings Bank and Republic National Bank of New York. In 1998, Mr. Lynch became a partner with the firm of Cassin Cassin & Joseph, LLP, and in 2001, he founded Lynch & Associates.

The firm currently provides representation for commercial, industrial, construction, and multi-family lending in addition to commercial workout and foreclosure litigation to lenders including JP Morgan Chase Bank, TD Bank, New York Community Bank, Flushing Bank, Citizens Bank, Peapack-Gladstone Bank, IDB Bank, M.Y. Safra Bank, FSB, and Ridgewood Savings Bank, as well as many private lenders.

The firm’s blend of business acumen, foreclosure litigation practice, and bankruptcy experience has led to a distinguished record of successes in workout, modification/restructure transactions, and claim defense in bankruptcies and lender liability actions. Client communication, including monthly reports of pending litigation matters and case plans outlining strategic alternatives, as well as daily contact and correspondence, is emphasized. While an aggressive posture is taken in foreclosure proceedings, workout proposals and alternative solutions are considered when it appears that such alternatives might be more expeditious, cost effective and economically feasible. Additionally, instructional courses on a variety of topics are offered to our clients, their officers and employees.